Retirement Living – More Than Just Money
With all the talk about dwindling pension funds, many retirees are concerned about the financial aspects of retirement. But, what about retirement living? In other words, what would you like to do with the rest of your life?
You are ready to retire. You have done the hard part and spent a lifetime going to work and saving for this day.
Retirement living is about more than just money: It is important to think about what you want your life to look like and how you want to feel. It’s a great time of life.
Make a Life Plan: It is important to plan for the non-financial aspect of retirement living by considering what will make you happy.
Find a purpose: Look for things you can do that bring you happiness and add structure to your life. This could be travel, hobbies or even training for a new job or activity.
Keep your mind sharp: “Use it or lose it” applies to your brain. If you need to replace the intellectual stimulation you found at work, check out the University of the Third Age at www.u3a.org.uk for activities in your area.
Volunteer: Getting involved in your community is a great way to give back and it is a wonderful opportunity to interact with people and make new friends.
Develop new friendships: A measurement of whether people are happy in retirement is the strength of their social network, which includes family and friends. Check out groups that help you meet new people and share your interests. Did you know that friendship helps to increase longevity?
Ask your spouse or partner: If you live with someone or have a close partner, retirement becomes a shared experience. It is important to make time for you and your partner to both share your dreams.
Increase your financial stability: If you can’t afford to retire what about partial retirement? This can include working part-time in your current job or finding a job that’s new and interesting.
Keep your spirits up: Changes that come with retirement can be challenging, but your attitude plays a big part in whether you will find happiness in retirement. Learn the signs of depression and don’t be afraid to ask for help.
Remain healthy: Remember the old adage: A lean horse for a long race. With increasing life spans, retirement can be a long race, so get in shape.